Guaranteed Over 50s Life Cover 2026

Secure Up to £20,000 for Your Loved Ones

A policy created for UK residents between 50–80 years that guarantees a cash payout to your loved ones when you pass away.

Get Your Free Quote

Answer a few basic questions about yourself to get started.

No obligation to apply. 100% free quotes.

Guaranteed Acceptance

No Medical Questions

Cover Never Expires

Why Choose Us

Protection Your Family Deserves

We make it simple and affordable to secure your family's financial future.

Guaranteed Acceptance

Cover available for ages 50–80 regardless of health conditions. No one is turned away.

No Medical Questions

No GP visits, no blood tests, no lengthy health questionnaires. Simple application process.

Affordable Premiums

Plans starting from just £10/month. Your rate is locked in and will never increase.

Lifetime Cover

Your policy never expires as long as premiums are paid. Permanent peace of mind.

Protect Your Loved Ones

Ensure your family isn't burdened with funeral costs or outstanding debts.

Quick Claims Process

Benefits typically paid promptly. Your family gets support when they need it most.

Simple Process

How It Works

Getting covered is easy. Just three simple steps.

Step 01

Answer Basic Questions

Start by answering a few simple questions about yourself to find the right plan.

Step 02

Compare Plans

Review and compare quotes from top-rated insurance carriers side by side.

Step 03

Get Covered

Choose the plan that fits your budget and get covered quickly and easily.

Is This Right For You?

Who Is This Cover For?

Over 50s life cover is designed for UK residents aged 50–80 who want to guarantee a cash payout for their loved ones.

Parents & Grandparents

Leave a guaranteed cash gift for your children or grandchildren — a meaningful way to provide for the next generation.

Those Planning Ahead for Funeral Costs

Ensure your family isn't left with the financial burden of funeral expenses, which can cost thousands of pounds.

Over 50s with Health Conditions

Acceptance is guaranteed with no medical questions asked — even if you've been turned down for other life insurance.

Anyone Who Wants Peace of Mind

Know that your loved ones will receive a tax-free lump sum when you pass away, no matter when that is.

FAQ

Frequently Asked Questions

Over 50s life insurance is a type of whole life insurance designed to help cover end-of-life costs such as funeral services and outstanding debts. Policies typically range from £1,000 to £25,000 and acceptance is guaranteed.

No. Our over 50s plans require no medical examination and no health questions. Everyone aged 50–80 is guaranteed acceptance.

Our plans are available for individuals between the ages of 50 and 80. Acceptance is guaranteed regardless of health conditions.

No. Once your policy is in effect, your premium rate is fixed for life. It will never increase regardless of changes in your health or age.

Benefits are typically paid to your beneficiary promptly after a claim is filed, helping your family during their time of need.

Absolutely not. Getting a quote is 100% free and comes with no obligation. You're free to compare plans and decide in your own time.

Don't Wait — Protect Your Family Today

Get your free, no-obligation quote in just seconds. Plans start from £10/month.

Answer a few basic questions about yourself to get started.