Trusted by UK families
Life insurance made simple, for the UK.
Compare life cover from leading UK providers in minutes. Clear prices, plain English, and real people to help if you need it.
- Free quotes from leading UK insurers
- No obligation, no pressure
- Cover from £5 a month*
- FCA regulated advisers
*Illustrative starting price. Actual premiums depend on your age, health and cover chosen.
Why UK families choose us
- FCA regulated advisers
- Cover from £5 / month*
- Leading UK insurers
- Your data stays private
- Rated Excellent by customers
How it works
Three steps to peace of mind
No jargon, no hard sell. Just a clear way to compare life cover in the UK.
1. Tell us about you
Answer a few short questions about your age, health and cover needs. Takes about two minutes.
2. Compare real quotes
We match you with quotes from leading UK insurers so you can compare monthly cost and cover side by side.
3. Get covered
Choose the policy that fits. A friendly, FCA regulated adviser can help you finalise everything if you'd like.
Cover options
The right cover for your life stage
Whether you're protecting a mortgage or leaving something behind for loved ones, there's a policy that fits.
Term life insurance
Affordable cover for a set number of years. Ideal for mortgages and young families.
Learn moreWhole of life cover
Lifelong cover that pays out whenever you pass away. Often used for estate planning.
Learn moreOver 50s life insurance
Guaranteed acceptance for UK residents aged 50 to 80. No medical questions.
Learn moreNo medical cover
Skip the medical exam. Fast-track cover based on a short health declaration.
Learn more
Real stories
What our customers say
“So much easier than I expected. I compared four quotes in about 10 minutes and picked the one that fit our budget.”
Sarah, Manchester
“The adviser was patient and explained everything in plain English. Genuinely no pressure to buy.”
James, Bristol
“Getting cover after 50 felt daunting. UK Life Rates made it feel completely normal and straightforward.”
Priya, Leeds
FAQs
Common questions
Everything you need to know before comparing cover.
Ready to protect what matters most?
Compare life cover from leading UK insurers. Takes about two minutes — no obligation.